Notice Accounts | The Savings Guru

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Notice Accounts

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Apply Now	5.22% (35 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.26% (60 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.10% (7 Day)	£25,000 / £400,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a higher minimum balance requirement than other savings providers.
Apply Now	5.30% (120 Days)	£10,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid 1st of the month	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	5.25% (95 Days)	£10,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid 1st of the month	This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	5.33% (95 Day)	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity	This product comes with a £25 bonus for new customers who sign up to Raisin via the Apply Now link above. This product is only available via the Raisin UK savings platform. You can find out more about Raisin here
Apply Now	5.60% (95 Day)	£1,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Part of French car giant Renault, RCI are a UK licensed bank and covered by the Financial Services Compensation Scheme You can find out more about them here
Apply Now	5.50% (200 Day) 5.20% (100 Day) 4.70% (30 Day)	£5,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually	London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here
Apply Now	5.25% (180 Day Base Rate Tracker)	£5,000 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st October	The interest rate on this account tracks the Bank of England Base Rate, currently 5.25%, for the duration of the account being open. London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here
BLME	5.35% (90 Day)	£10,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements. Although an opening balance of £10,000 is required, the minimum balance after opening is £1,000 with a minimum withdrawal amount of £1,000. You can find out more about them here
z Cynergy	5.55% (120 Day) 5.50% (90 Day) 5.00% (35 Day)	£500 / £1m	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid on Anniversary Paid Annually Added to the account	Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings
DF Capital	5.35% (120 Day) 5.30% (90 Day)	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Added to the account	DF Capital are a specialist commercial bank, based in the UK, lending to Small & Medium sized Enterprises (SMEs) in the UK. They were authorised as a bank in September 2020. You can find out more about them here
Melton Building Society	5.50% (180 day)	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually Annual interest paid 31st March Monthly interest paid the last day of the month	The Melton is based in Melton Mowbray, with additional branches in Grantham and Oakham, and looks after £380m of savings.
z Oxbury Bank	5.59% (180 Day) 5.53% (120 Day)	£1,000 / £500,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Monthly Paid Compounded	Oxbury is a specialist agricultural bank, focused on lending to UK farms. It got its banking licence in 2020 and launched savings accounts in February 2021. Savers will need a smartphone to download the Oxbury Banking App as part of the security measures to access their online account You can find out more abou them here
Melton Building Society	5.75% (120 Day)	£5,000 / £75,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid Compounded	Only three withdrawals are permitted per Society year from the 120 Day Notice and four from the 90 Day. Stafford Railway Building Society is the smallest of the UK's 43 building societies

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