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Notice Accounts

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Aldermore
0.40% (30 Day) £1,000 / £1m

Branch
App
Internet
Post
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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Peterborough based Aldermore launched in 2009 and look after over £10bn of deposits.  Aldermore were bought by South Africa's FirstRand in 2018.

Charter Savings Bank
0.49% (120 Day) 0.47% (95 Day) £5,000 / £1,000,000

Branch
App
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Post
Telephone

Branch
App
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Post
Telephone

  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.3bn of savings balances

Close Brothers
0.50% (35 Day) £10,000 / £2m

Branch
App
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Post
Telephone

Branch
App
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Post
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  • Paid Annually
  • Paid Compounded
  • Paid annually on 30th June

First ever appearance in our notice accounts from FTSE 250 listed Close Brothers Savings.

Close has been trading since 1878 and looks after £5.5bn of savings

Kent Reliance
0.40% (60 Day) £1,000 / No maximum

Branch
App
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Post
Telephone

Branch
App
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Post
Telephone

  • Paid Monthly
  • Paid Annually
  • Monthly interest paid on the last working day of the month Annual interest paid on 5th April

Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250.

One Savings Bank has recently completed its merger with Charter Court Financial Services (which includes Charter Savings Bank) and now looks after combined savings balances of £16.3bn

OakNorth Bank
0.58% (120 Day) 0.56% (90 Day) £1,000 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Monthly
  • Paid Compounded

OakNorth launched in 2015 and offers debt and property finance to UK small and medium size enterprises.

It changes rates regularly without notice so move quickly if this rate appeals.

Oxbury Bank
0.52% (95 Day) £1,000 / £500,000

Branch
App
Internet
Post
Telephone

Branch
App
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Post
Telephone

  • Paid on Anniversary
  • Paid Annually
  • Paid Compounded

Oxbury is a specialist agricultural bank, focused on lending to UK farms.  It got its banking licence in 2020 and launched savings accounts in February 2021.

Savers will need a smartphone to download the Oxbury Banking App as part of the security measures to access their online account

Paragon Bank
0.45% (120 Day) £500 / £100,000

Branch
App
Internet
Post
Telephone

Branch
App
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Post
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Low minimum balance on this notice account from Birmingham based Paragon Bank, who look after over £7.8bn of savings.    

RCI Bank
0.45% (95 Day) £1,000 / £1m

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

RCI have been a regular in our easy access and fixed rate bond tables.  This is their first entry in our notice accounts.

Part of French car giant Renault, RCI are now a UK licensed bank and covered by the Financial Services Compensation Scheme

Secure Trust Bank
0.40% (45 Day) £1,000 / £1m

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Away or Compounded
  • Paid Quarterly
  • Paid: 31 Mar
  • 30 June
  • 30 Sept
  • 31 Dec

Birmingham based Secure Trust Bank look after over £2bn of deposits.  Their products tend not to be able for long so move quickly if this rate appeals.

Find out more about them here: https://www.thesavings.guru/bank-directory/182-secure-trust-bank

Shawbrook Bank
0.43% (120 Day)
0.41% (45 Day)
£1,000 / £85,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Annually

Essex based Shawbrook launched in 2011 and look after over £7bn of savings.

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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