2 Year Fixed
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
4.05% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £30 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
|
4.32% | £1,000 / £250,000 | Branch | Branch |
| London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits. You can read more about them here |
|
4.10% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £30 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
|
4.35% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £30 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
|
4.11% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £30 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
|
4.30% | £5,000 / £1,000,000 | Branch | Branch |
| London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here |
|
4.20% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over 20,000 customers and £1.5bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
|
4.05% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
|
4.50% | £10,000 / £1m | Branch | Branch |
| Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings |
|
4.05% | £1,000 / £85,000 | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. |
|
4.20% | £1,000 / £500,000 | Branch | Branch |
| Oxbury is a specialist agricultural bank, focused on lending to UK farms. It got its banking licence in 2020 and launched savings accounts in February 2021. Savers will need a smartphone to download the Oxbury Banking App as part of the security measures to access their online account You can find out more abou them here |
|
4.11% | £1,000 / £100,000 | Branch | Branch |
| Birmingham based Paragon launched in 2014 and now look after £9.3bn of savings. You can find out more about them in our banking directory here |
|
4.30% | £1,000 / £1,000,000 | Branch | Branch |
| Part of French car giant Renault, RCI are a UK licensed bank and covered by the Financial Services Compensation Scheme You can find out more about them here |
|
4.55% | £1,000 / £1,000,000 | Branch | Branch |
| Birmingham based Secure Trust Bank look after over £2bn of deposits. Their products tend not to be able for long so move quickly if this rate appeals. Find out more about them here |
|
4.40% | £1,000 / £2,000,000 | Branch | Branch |
| Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here |
|
4.56% | £10,000 / £85,000 | Branch | Branch |
| Wrexham based Chetwood Financial got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. It lends its money to consumers via ‘dynamic loans’ which adapts the rate as consumer’s credit scores improve Find out more about them here |
|
4.27% | £1 / £1m | Branch | Branch |
| Virgin Money is the brand name of the Clydesdale & Yorkshire Bank Group, following their £1.7bn takeover of Virgin Money. The combined banking group looks after £58.7bn of savings. |