2 Year Fixed
Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
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3.01% | £10,000 / £250,000 | Branch | Branch |
| Allica are based in Milton Keynes and were awarded their banking licence in 2019 and launched in April 2020. You can find out more about them here |
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2.90% | £1,000 / £85,000 | Branch | Branch |
| National Bank of Egypt UK was established in 1982 and offers a diverse range of products and services for its customers, including corporate banking, buy-to-let mortgages, retail banking, and trade finance. It is a wholly-owned subsidiary of the National Bank of Egypt, Egypt’s oldest and largest bank. This product is only available via the Raisin UK savings platform. It currently comes with a £25 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the bonus here |
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2.90% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £25 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
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3.00% | £1,000 / £85,000 | Branch | Branch |
| This product is only available via the Raisin UK platform but comes with a £25 sign up bonus for Savings Guru customers. You can find out more about Raisin, and how to claim the sign up bonus here |
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2.90% | £5,000 / £1,000,000 | Branch | Branch |
| London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here |
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2.90% | £50 / £100,000 | Branch | Branch |
| Durham based Atom Bank has attracted over 20,000 customers and £1.5bn of savings since its launch in April 2016. Savers can only access Atom’s products via their mobile app You can find out more about them here |
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3.00% | £1,000 / £1,000,000 | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. You can find out more about them here |
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3.03% | £1,000 / £500,000 | Branch | Branch |
| Castle Trust Bank was authorised in March 2020 and launched initially to existing customers only before offering fixed rate bonds in August 2021 and ISAs in September 2021 |
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3.00% | £5,000 / £1m | Branch | Branch |
| Wolverhampton based Charter Savings launched in 2015. It is now part of One Savings Bank which looks after a combined £16.6bn across its Charter Savings and Kent Reliance savings brands |
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2.90% | £10,000 / £2,000,000 | Branch | Branch |
| Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
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2.95% | £1,000 / £250,000 | Branch | Branch |
| DF Capital are a specialist commercial bank, based in the UK, lending to Small & Medium sized Enterprises (SMEs) in the UK. They were authorised as a bank in September 2020. You can find out more about them here |
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2.91% | £1,000 / £1,000,000 | Branch | Branch |
| Kent Reliance is part of One Savings Bank, a FTSE 250 listed company, and has 9 branches in Kent and the South East
One Savings Bank has recently completed its merger with Charter Court Financial Services (which includes Charter Savings Bank) and now looks after combined savings balances of £16.6bn |
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3.05% | £25,000 / £400,000 | Branch | Branch |
| Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app. Consequently, it has a much higher minimum balance requirement than other savings providers. |
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2.90% | £1,000 / £100,000 | Branch | Branch |
| Birmingham based Paragon launched in 2014 and now look after £9.3bn of savings. You can find out more about them in our banking directory here |
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2.70% | £1,000 / £1,000,000 | Branch | Branch |
| Part of French car giant Renault, RCI are a UK licensed bank and covered by the Financial Services Compensation Scheme You can find out more about them here |
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2.90% | £5,000 / £1m | Branch | Branch |
| Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK. |
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2.91% | £1,000 / £2,000,000 | Branch | Branch |
| Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here |
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2.97% | £10,000 / £85,000 | Branch | Branch |
| Wrexham based Chetwood Financial got its banking licence at the end of 2018 following a £40m investment from Elliott Advisors. It lends its money to consumers via ‘dynamic loans’ which adapts the rate as consumer’s credit scores improve Find out more about them here |
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2.90% | £1,000 / £2.5m | Branch | Branch |
| Tandem Bank acquired Harrods Bank in January 2018. |