4 Year Fixed

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
BLME
2.45% £10,000 / £2,000,000

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Branch
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  • Paid Away or Compounded
  • Paid On Maturity

This account pays expected profit, rather than interest, to meet Sharia law requirements.  This and their high minimum balance level may make this account less attractive to savers.    

Hodge Bank
2.30% £1,000 / £1,000,000

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  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Hodge bank is based in South Wales and was authorised in 1987.  It looks after just under £1bn of deposits.    

Ikano Bank
2.30% £1,000 / £1,000,000

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Branch
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  • Anniversary
  • Paid Away or Compounded

Owned by the Kamprad family who founded Ikea.  Deposits are protected by the Swedish Deposit Insurance Scheme up to £85,000.

PCF Bank
2.40% £1,000 / £250,000

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  • Anniversary
  • Paid Annually
  • Paid On Maturity
  • Paid Away

PCF Bank are the newest entrant to the market having been awarded their banking licence in July 2017.

Secure Trust Bank
2.51% £1,000 / £1,000,000

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  • Paid Away or Compounded
  • Paid Annually
  • Paid 31st December

This account is expected to close before it’s advertised 16th September closure, so move quickly if this product from Birmingham based Secure Trust appeals

Vanquis Bank
2.40% £1,000 / £250,000

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Branch
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  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Vanquis Bank is part of the Provident Financial Group, which was founded in 2002.