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Up to 1 Year Fixed

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Allica Bank - 6 months
5.18% (6 Months) £10,000 / £250,000

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  • Paid Annually
  • Paid On Maturity

Allica are based in Milton Keynes and were awarded their banking licence in 2019 and launched in April 2020

You can find out more about them here

 Aldermore
5.05% (9 Months) £1,000 / £1,000,000

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  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits.

You can find out more about them here

 Hampshire Trust Bank - 6 Months
5.18% (6 Months) £1,000 / £250,000

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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid Annually

London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 and now look after in excess of £1.63bn of deposits.

You can read more about them here

 HL Active Savings - Charter Savings - 6 Months
5.12% (6 Months) £1,000 / £1m

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  • Paid on maturity
  • annually or compounded

Active Savings is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Charter Savings - 9 Months
5.05% (9 Months) £1,000 / £1m

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Branch
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  • Paid on maturity
  • annually or compounded

Active Savings is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Emirates - 3 months
5.04% (3 Months) £1,000 / £1m

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  • Paid on maturity
  • annually or compounded

This product is provided by Emirates NBD Bank on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Emirates - 6 months
5.11% (6 months) £1,000 / £1m

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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by Emirates NBD Bank on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies

 HL Active Savings - Emirates - 9 months
5.15% (9 months) £1,000 / £1m

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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by Emirates NBD Bank on Active Savings, which is a savings platform provided by investment giant Hargreaves Lansdown, offering savers access to a range of products from its partner banks and building societies

 HL Active Savings - Investec - 3 months
5.09% (3 Months) £1,000 / £1m

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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by Investec on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 HL Active Savings - Kent Reliance - 6 months
5.12% (6 Months) £1,000 / £1m

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Branch
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  • Paid on maturity
  • annually or compounded

This product is provided by Kent Reliance on Active Savings, which is a savings platform, provided by investment giant Hargreaves Lansdown, which offers savers access to a range of products from its partner banks and building societies.

 National Bank of Egypt - Raisin - 6 months
5.01% (6 Months) £10,000 / £85,000

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  • Paid On Maturity

National Bank of Egypt UK was established in 1982 and offers a diverse range of products and services for its customers, including corporate banking, buy-to-let mortgages, retail banking, and trade finance.  It is a wholly-owned subsidiary of the National Bank of Egypt, Egypt’s oldest and largest bank.

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

A| Monument Bank - 6 Months
5.15% (6 Months) £25,000 / £400,000

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Branch
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  • Paid on Anniversary
  • Paid Away or Compounded
  • Paid On Maturity

Monument Bank launched in December 2021 and plans to target mass affluent individuals via its mobile app.  Consequently, it has a much higher minimum balance requirement than other savings providers.

BLME - 6 months
5.01% (6 Months) £1,000 / £1,000,000

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Branch
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  • Paid On Maturity
  • Paid Away

This account pays expected profit, rather than interest, to meet Sharia law requirements.  

You can find out more about them here

Cynergy
5.12% (6 months) £10,000 / £1m

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  • Paid on Anniversary
  • Paid Annually
  • Added to the account

Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings

Secure Trust Bank - 6 months
5.20% (6 Months) £1,000 / £1,000,000

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Branch
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  • Paid Away or Compounded
  • Paid Annually
  • Paid 31st December

Birmingham based Secure Trust Bank look after over £2bn of deposits.  Their products tend not to be able for long so move quickly if this rate appeals.

Find out more about them here

Zenith Bank - 6 months
5.10% (6 Months) £2,000 / £2,000,000

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Branch
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  • Paid Annually
  • Paid Compounded

Zenith Bank UK is a subsidiary of Zenith Bank Plc, one of Nigeria’s leading banks.

Savers should note that, while this account can be opened online, it can only be managed by post

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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