Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded
• Paid Quarterly

This account pays expected profit, rather than interest, to meet Sharia law requirements.  Those savers comfortable with this are likely to be attracted by the rate and variety of channels to open and manage their account  

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

Ahli United Bank (UK) PLC is a UK incorporated bank headquartered in London. It was originally set up to meet the investment and banking needs of offshore investors and visitors from the Gulf.

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

StreamBank was awarded a banking licence in June 2022 and launched its first savings products on 21st February 2023.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

Ziraat Bank is owned by the Turkish government and was established in 1863.  It serves 38 million retail, SME and corporate customers in all sectors of the economy and has a 15% market share. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204705.

This product is only available via the Raisin UK savings platform. You can find out more about Raisin here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity
• Paid Away

This account pays expected profit, rather than interest, to meet Sharia law requirements.  

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Paid On Maturity
• Paid Away

Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded
• Paid Monthly
• Paid Annually

Essex based Ford Money’s launched in April 2017.  Their fixed rate bonds tend not to be available for long so move quickly if this rate appeals.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Paid On Maturity

This fixed rate bond has a fixed maturity date of 14th August 2024.

GB Bank was awarded a banking licence (with restrictions) in October 2021 and launched savings on 23rd November 2022.  It is based in Middlesborough and intends to get Britain building by supporting regional SME property developers with development financing.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Paid On Maturity

Habib Bank Zurich has been trading in the UK since 1974 and has eight branches in London, Manchester, Birmingham and Leicester.

Habib offer a generous 30 days to fund your bond, once opened.

Savers should note that, while this account can be opened online, it can only be managed by post

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Away or Compounded

Ikano Bank is owned by the Kamprad family who founded Ikea. 

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Added to the account

NS&I's Guaranteed Growth Bond pays a market leading rate of 6.20% and they are fully protected by the government. There is also an income version of this product which pays monthly interest.

NS&I have come in for heavy criticism for their customer service though and their Trustpilot score is just 1.3 / 5.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Annually
• Paid On Maturity
• Paid Compounded

Oxbury is a specialist agricultural bank, focused on lending to UK farms.  It got its banking licence in 2020 and launched savings accounts in February 2021.

Savers will need a smartphone to download the Oxbury Banking App as part of the security measures to access their online account

You can find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid on Anniversary
• Paid Annually
• Paid Away

Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK.

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid Away or Compounded
• Paid Annually
• Paid 31st December

Birmingham based Secure Trust Bank look after over £2bn of deposits.  Their products tend not to be able for long so move quickly if this rate appeals.

Find out more about them here

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

• Paid On Maturity

Union Bank of India (UK), which is a subsidiary of Union Bank of India, one of the largest public sector banks in India.

Although Union Bank does finally have an internet application, their UK website is very hard to navigate to find it and it is one of the most difficult applications to complete we've experienced.