Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
0.75% | £1,000 / £1,000,000 | Branch | Branch |
| This account is limited to up two withdrawals within an anniversary year. If three or more withdrawals are made in the year, the rate reduces to 0.10% from the date of the third withdrawal. The interest rate resets to the higher rate at the next anniversary. Peterborough based Aldermore launched in 2009 and look after over £12.4bn of deposits. You can find out more about them here |
|
0.61% | £1,000 / £85,000 | Branch | Branch |
| Founded in 1810, Brown Shipley is a UK authorised private bank with over 200 years of experience, and is regulated by both the PRA and FCA. It is headquartered in London with offices in seven other UK cities, offering fully integrated wealth planning, investment management and banking services. This product is only available on the Raisin platform and it currently comes with a £50 bonus for new customers depositing £10,000 or more. You can find out more about Raisin here |
|
0.60% | £5,000 / £1,000,000 | Branch | Branch |
| Wolverhampton based Charter Savings launched in 2015. It is now part of One Savings Bank which looks after a combined £16.6bn across its Charter Savings and Kent Reliance savings brands |
|
0.60% | £500 / £500,000 | Branch | Branch |
| Lancashire based Chorley were formed in 1859 and look after over £266m of savers deposits. If seven or more withdrawals are made during the year, the rate on this account drops to 0.10% |
|
0.71% | £5,000 / £1,000,000 | Branch | Branch |
| A competitive rate of interest on this straightforward easy access account. The higher minimum balance may put off savers with smaller balances |
|
0.55% | £1,000 / £1m | Branch | Branch |
| Unlimited withdrawals can be made from this account, which has a fixed maturity date of 30th November 2022, when interest will be paid. Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
|
0.60% (0.10% bonus for 12 months) | £1 / £250,000 | Branch | Branch |
| Marcus launched in September 2018 and is part of US bank Goldman Sachs This account includes a bonus rate of 0.10% for 12 months. We don't usually include accounts with bonus rates but, as this will still be in our best buys without the bonus, we have on this occasion. |
|
0.65% | £1 / £500,000 | Branch | Branch |
| The rate on this account drops to 0.25% if four or more withdrawals are made within a 12 month period Birmingham based Paragon launched in 2014 and now look after £9.1bn of savings. You can find out more about them in our banking directory here |
|
0.55% | £1 / £1m | Branch | Branch |
| Only three withdrawals are permitted per calendar year, with closure counted as a withdrawal. Principality is the 6th largest building society in the UK, looking after £7.6bn of savings |
|
0.60% (0.10% bonus for 12 months) | £1 / £250,000 | Branch | Branch |
| Saga savings relaunched in October and is now part of Marcus by Goldman Sachs which has over 700,000 customers in the UK with £21bn of balances. This account includes a bonus rate of 0.10% for 12 months. We don't usually include accounts with bonus rates but, as this will still be in our best buys without the bonus, we have on this occasion. |
|
0.67% | £1,000 / £85,000 | Branch | Branch |
| Essex based Shawbrook launched in 2011 and looks after £7.84bn of savings Find out more about them here |
|
0.55% | £1 / £250,000 | Branch | Branch |
| Tandem acquired Harrods Bank in January 2018. This 'green' saver can only be opened and managed via Tandem's mobile app but has a very low minimum balance |