Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
1.40% | £500 / £1,000,000 | Branch | Branch |
| Only four withdrawals are permitted per calendar year. If five or more withdrawals are made, the rate falls to 0.30% The Co-op Bank has 68 branches across the UK. Savers should note that, although this account can be opened online, it cannot be managed online. |
|
1.35% | £5,000 / £1,000,000 | Branch | Branch |
| Wolverhampton based Charter Savings is part of Chartercourt Financial Services. Charter Savings launched in April 2015 and looks after £5.6bn of savings |
|
1.40% | £1,000 / £250,000 | Branch | Branch |
| First appearance in our easy access best buys for Gatehouse. This account pays expected profit, rather than interest, to meet Sharia law requirements |
|
1.43% | £1,000 / £1,000,000 | Branch | Branch |
| Excellent rate from Kent Reliance, part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently announced its merger with Charter Savings Bank. |
|
1.45% | £1 / £250,000 | Branch | Branch |
| This account includes a 0.10% bonus rate payable for 12 months. We normally exclude bonus rates, however this account still qualifies for our best buys without it. Marcus launched in September 2018 and is part of US bank Goldman Sachs. |
|
1.35% | £100 / £1,000,000 | Branch | Branch |
| RCI consistently pay some of the best rates in the easy access market. They are now a UK licensed bank and covered by the Financial Services Compensation Scheme |
|
1.45% | £1 / £250,000 | Branch | Branch |
| Competitive rate from Virgin but this account is limited to two withdrawals per annum. Closing your account counts as a withdrawal too |