Easy Access

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Coventry Building Society
1.25% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly

First competitive rate from Coventry, the UK’s 3rd largest building society, we have seen since our launch.    

Paragon Bank
1.31% £1 / £100,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Competitive rate from Birmingham based Paragon with a low opening balance. 

RCI Bank
1.30% £100 / £1,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually
  • Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000    
  • RCI are consistently pay some of the best rates in the easy access market    
Sainsbury's Bank
1.30% £1,000 / £2,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Annually

Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK.

Having been fairly quiet in the savings market in recent years, they have emerged with some competitive products in 2018

Shawbrook
1.30% £1,000 / £85,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Annually

Essex based Shawbrook have consistently appeared in our best buys since August 2017 

Virgin Money
1.30% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Competitive rate from Virgin but this account is limited to two withdrawals per annum.  Closing your account counts as a withdrawal too