Easy Access

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Z Coventry Building Society	1.25%	£1 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly	First competitive rate from Coventry, the UK’s 3rd largest building society, we have seen since our launch.
AParagon Bank	1.31%	£1 / £100,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Competitive rate from Birmingham based Paragon with a low opening balance.
RCI Bank	1.30%	£100 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000 RCI are consistently pay some of the best rates in the easy access market
Sainsburys Bank	1.30%	£1,000 / £2,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Annually	Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK. Having been fairly quiet in the savings market in recent years, they have emerged with some competitive products in 2018
Z Shawbrook	1.30%	£1,000 / £85,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Annually	Essex based Shawbrook have consistently appeared in our best buys since August 2017
A Virgin Money	1.30%	£1 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Monthly Paid Annually	Competitive rate from Virgin but this account is limited to two withdrawals per annum. Closing your account counts as a withdrawal too