Easy Access

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Ford Money
1.22% £1,000 / £2,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Essex based Ford Money entered the savings market in 2017 and have had a range of competitive accounts since. 

 

 

The rate is variable and any changes get notified to savers and they benefit from any upward movements automatically  

Paragon Bank
1.21% £1 / £100,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Competitive online only rate with monthly interest option from Birmingham based Paragon Bank 

This is a limited offer so move quickly if this appeals as we expect it to be withdrawn quickly    

RCI Bank
1.30% £100 / £1,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually
  • Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000    
  • RCI are consistently pay some of the best rates in the easy access market    
Shawbrook
1.20% £1,000 / £85,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Annually

Essex based Shawbrook have had this competitive rate in the market since August 2017. 

Virgin Money
1.26% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

A competitive rate from Virgin but this account is limited to two withdrawals per annum.  Closing your account counts as a withdrawal too