Easy Access

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Ford Money
1.42% £1,000 / £2,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually
Essex based Ford Money have consistently been in our best buy tables.  

The rate is variable and any changes get notified to savers and they benefit from any upward movements automatically

Marcus
1.50% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Monthly
  • Paid Compounded

This account includes a 0.15% bonus rate payable for 12 months.  

We normally exclude bonus rates, however this account still qualifies for our best buys without it.

Marcus launched in September 2018 and is part of US bank Goldman Sachs.

Sainsbury's Bank
1.45% £1,000 / £500,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Annually

Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK.

This account is limited to three withdrawals each year, otherwise the rate reduces to 0.50%.

The Family Building Society
1.45% £5,000 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Annually
  • Paid Compounded
  • Paid on 31st January

Very competitive rate from Epsom based Family Building Society.  

Family’s first Premium Saver  wasn’t around for long so move quickly if this appeals!

Virgin Money
1.50% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Competitive rate from Virgin but this account is limited to two withdrawals per annum.  Closing your account counts as a withdrawal too    

West Brom
1.50% £1,000 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Monthly
  • Paid Annually
  • Paid Away
  • Monthly interest paid on the last working day of the month Annual interest paid on 5th April

First entry in to our best buy tables by the 7th largest building society in the UK.

This account is limited to two withdrawals per annum (1st May – 30th April).  Further withdrawals sees the rate drop to 0.25%

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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