Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
0.70% | £1,000 / No Maximum | Branch | Branch |
| This account pays expected profit, rather than interest, to meet Sharia law requirements. |
|
0.55% | £100 / £500,000 | Branch | Branch |
| The triple access saver allows three free withdrawals during a calendar year, after which no further withdrawals are permitted until the following year. Buckinghamshire is one of the smallest building societies with £234m of deposits |
|
0.60% | £1,000 / £250,000 | Branch | Branch |
| First appearance in our easy access best buys for Gatehouse. This account pays expected profit, rather than interest, to meet Sharia law requirements |
|
0.55% | £10,000 / £1,000,000 | Branch | Branch |
| A competitive rate of interest on this straightforward easy access account. The higher minimum balance may put off savers with smaller balances |
|
0.55% | £1,000 / £250,000 | Branch | Branch |
| JN Bank are the first Carribean bank to be authorised in the UK and launched on 8th October 2020. |
|
0.65% | £1,000 / £500,000 | Branch | Branch |
|
This account pays 0.65% but drops to 0.25% if more than three withdrawals are made within a 12 month period. Birmingham based Paragon launched in 2014 and now look after over £7.5bn of savings. You can find out more about them in our banking directory https://www.thesavings.guru/bank-directory/208-paragon-bank |
|
0.57% | £100 / £1,000,000 | Branch | Branch |
| RCI consistently pay some of the best rates in the easy access market. They are now a UK licensed bank and covered by the Financial Services Compensation Scheme |
|
0.70% (0.15% bonus) | £1 / £250,000 | Branch | Branch |
| Saga savings relaunched in October and is now part of Marcus by Goldman Sachs which has over 500,000 customers in the UK with £17bn of balances. The account comes with a 0.15% bonus for the first 12 months. We don't normally feature bonus accounts but this one would still be in our best buys without the bonus element. |
|
0.60% | £500 / £200,000 | Branch | Branch |
| Only one free withdrawal is permitted each month. After this, withdrawals cost £1 each subject to an online banking maximum withdrawal of £10,000. United Bank UK, which was formed in 2001 from the merger of two Pakistani banks, has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. |
|
0.50% (£10,000+) 0.45% (£1,000+) | £1 / No max | Branch | Branch |
| This account allows six withdrawals per year plus closure. The year starts from the date you open the account. Yorkshire are the 3rd largest building society in the UK and look after £30.7bn of savings. |