Easy Access
| Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | SG Verdict |
|---|---|---|---|---|---|---|
|
1.40% | £500 / £1,000,000 | Branch | Branch |
| Only four withdrawals are permitted per calendar year. If five or more withdrawals are made, the rate falls to 0.30% The Co-op Bank has 68 branches across the UK. Savers should note that, although this account can be opened online, it cannot be managed online. |
|
1.42% | £1,000 / £2,000,000 | Branch | Branch |
| Essex based Ford Money have consistently been in our best buy tables since their launch in April 2017. Having dropped out at the end of March, they are back after a 3 month absence. The rate is variable, any changes get notified to savers and they benefit from any upward movements automatically |
|
1.50% | £1 / £250,000 | Branch | Branch |
| This account includes a 0.15% bonus rate payable for 12 months. We normally exclude bonus rates, however this account still qualifies for our best buys without it. Marcus launched in September 2018 and is part of US bank Goldman Sachs. |
|
1.39% | £1,000 / £500,000 | Branch | Branch |
| Sainsbury’s Bank opened in 1999 and was the first supermarket bank to open in the UK. This account is limited to three withdrawals each year, otherwise the rate reduces to 0.50%. |
|
1.48% | £1,000 / £85,000 | Branch | Branch |
| Essex based Shawbrook have consistently appeared in our best buys since August 2017 |
|
1.50% | £1 / £250,000 | Branch | Branch |
| Competitive rate from Virgin but this account is limited to two withdrawals per annum. Closing your account counts as a withdrawal too |