Easy Access

Provider Rate Min/Max Deposit Opening Account Accessing Account Interest Options SG Verdict
Charter Savings Bank
1.40% £1,000 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Excellent rate from Wolverhampton based Charter Savings.

We don’t expect this rate will last long so move quickly if this account appeals.

Marcus
1.50% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Monthly
  • Paid Compounded

The best easy access rate since March 2016!

This account includes a 0.15% bonus rate payable for 12 months.  While we normally exclude bonus rates, this account still qualifys for our best buys without it.

Marcus launched in September 2018 and is part of US bank Goldman Sachs.

Paragon Bank
1.37% £1 / £100,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Limited edition  easy access account from Birmingham based Paragon. 

The low opening balance on this account is likely to appeal and we don’t expect it to be around for long

RCI Bank
1.30% £100 / £1,000,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually
  • Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000    
  • RCI are consistently pay some of the best rates in the easy access market    
Shawbrook
1.40% £1,000 / £85,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Anniversary
  • Paid Away or Compounded
  • Paid Annually

Essex based Shawbrook have consistently appeared in our best buys since August 2017 

Virgin Money
1.42% £1 / £250,000

Branch
App
Internet
Post
Telephone

Branch
App
Internet
Post
Telephone

  • Paid Away or Compounded
  • Paid Monthly
  • Paid Annually

Competitive rate from Virgin but this account is limited to two withdrawals per annum.  Closing your account counts as a withdrawal too    

About The Savings Guru

We help savers get the best deal for their money by providing unique insight in to the savings market.  We help prospective banks apply for a banking licence and we help build customer services, products and marketing for them.  We also work with existing banks and building societies to improve their savings propositions.  This  insider view of savings means we are uniquely placed to help savers.

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