ISA Easy Access
Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | ISA Information | ISA Access | SG Verdict |
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0.35% | £50 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals and additions are permitted without penalty. |
Al Rayan launched ISAs in 2015. They are a Sharia bank so this account pays expected profit, rather than interest, to meet Sharia law requirements. Those savers comfortable with this are likely to be attracted by the variety of channels to open and manage their account. |
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0.40% | £5,000 / £1.5m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Split ISA Allowance permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals and additions permitted |
Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.3bn of savings balances |
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0.30% | £1 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Split ISA allowance is not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals and additions allowed |
Chorley was founded in 1859 and is one of the smallest building societies in the UK, looking after £235m of savings |
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0.30% | £1 / No Maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - This ISA is flexible and you be able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Three withdrawals are permitted each year without penalty but, from the 4th withdrawal onwards, a charge of 50 days interest will be applied. Each 'year' starts from the anniversary of opening the account.
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Very competitive rate from Coventry Building Society which is the 2nd largest building society in the UK looking after over £36bn of deposits |
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0.30% | £1 / £2m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - This ISA flexible and it is possible to split your allowance. - Additional permitted ISA subscriptions are not accepted. |
Additions and withdrawals permitted without penalty |
Essex based Ford Money launched in April 2017. They have consistently offered competitive ISA rates since. |
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0.45% | £1,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - Split ISA allowance is permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals and additions allowed |
This is a limited edition account and can be withdrawn at any time. We recommend savers move quickly if they want to secure this rate! Kent Reliance are part of One Savings Bank, which is listed on the FTSE 250. One Savings Bank has recently completed its merger with Charter Court Financial Services (which includes Charter Savings Bank) and now looks after combined savings balances of £16.3bn |
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0.30% | £100 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. |
Further additions are allowed and unlimited withdrawals are permitted. |
Unlimited withdrawals can be made from this account, which has a fixed maturity date of 2nd May 2022, when interest will be paid. Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
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0.40% | £1 / £20,000 | Branch | Branch |
| - Transfers in not accepted - This ISA is not flexible - Additional permitted ISA subscriptions are not accepted |
Withdrawals and additions are permitted |
Marcus launched in September 2018 and is part of US bank Goldman Sachs. It entered the ISA market on 6th April 2021 with this easy access rate. Initially, this account was only available to existing Marcus savers but that was changed on 14th April and the account is now open to new customers too. |
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0.41% | £1,000 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Split ISA allowance - This ISA is flexible - Additional permitted ISA subscriptions are not accepted |
Addditions are permitted but rate drops to 0.25% if more than three withdrawals are made within a 12 month period. |
Birmingham based Paragon launched in 2014 and now look after £7.9bn of savings. You can find out more about them in our banking directory https://www.thesavings.guru/bank-directory/208-paragon-bank |
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0.30% | £1,000 / £250,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 180 days of interest Further additions allowed while product remains open |
This is the best paying easy access ISA account in the market from Essex based Shawbrook, who launched in 2011 and look after over £6bn of deposits. |
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0.40% | £10,000 / No max | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs and Lifetime ISAs - Split ISA Allowance is not permitted - This ISA is flexible and you are able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Six withdrawals are permitted per year. Additions are allowed. |
Yorkshire are the 3rd largest building society in the UK and look after £30.7bn of savings. |