3 Year Fixed

Provider	Rate	Min/Max Deposit	Opening Account	Accessing Account	Interest Options	SG Verdict
Z BLME Bank	2.35%	£10,000 / £2,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid On Maturity Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements. This and their high minimum balance level may make this account less attractive to savers but it is the joint best rate in the market.
1BM Savings	2.35%	£1 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	BM Savings is the former Birmingham Midshires Building Society, now part of Lloyds Banking Group, the UK’s largest savings bank.
Charter Savings Bank	2.36%	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Monthly Paid Annually	Wolverhampton based Charter Savings is part of Chartercourt Financial Services. Charter Savings launched in 2015.
Milestone Savings	2.33%	£10,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Annually Paid On Maturity Paid Away	This account pays expected profit, rather than interest, to meet Sharia law requirements.
Hampshire Trust Bank	2.35%	£1,000 / £250,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Away or Compounded Paid Annually	London based Hampshire Trust Bank launched in 1977 but was acquired by a new management team in 2014 The Bank manages around £600m of savings deposits
RCI Bank	2.31%	£1,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Anniversary Paid Compounded	RCI Bank is part of French car giant Renault and has been in the UK savings market since 2015. Deposits are covered by the French Deposit Insurance and Resolution Fund up to €100,000
Secure Trust Bank	2.37%	£1,000 / £1,000,000	Branch App Internet Post Telephone	Branch App Internet Post Telephone	Paid Away or Compounded Paid Annually Paid 31st December	Best two year rate of 2018! This account is expected to close before it’s advertised 16th September closure, so move quickly if this product from Birmingham based Secure Trust appeals