ISA 2 Year Fixed
Provider | Rate | Min/Max Deposit | Opening Account | Accessing Account | Interest Options | ISA Information | ISA Access | SG Verdict |
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5.00% | £1,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs and Help to Buy ISAs - Split ISA allowance - This ISA is flexible - Additional permitted ISA subscriptions are not accepted
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Withdrawals allowed subject to the loss of 180 days of interest Further additions are allowed only within 14 days of opening the account. ISA transfers must be received within 10 business days. |
Peterborough based Aldermore launched in 2009 and look after over £13.1bn of deposits. You can find out more about them here |
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5.00% | £1,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
- Withdrawals are permitted subject to the loss of 180 days interest - Additions are not allowed, only one initial deposit is permitted |
United Bank UK was formed in 2001 from the merger of two Pakistani banks. It has branches in Ilford, Bradford, Birmingham, Glasgow Manchester and London. |
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5.00% | £5,000 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals prior to maturity are subject to a penalty fee - which is the amount of withdrawal x no.of days withdrawn early x interest rate divided by 365 No further additions can be made after the first 14 days of opening. Interest can be withdrawn annually on the maturity date. |
London based specialist lender United Trust launched in 1955 and look after £1.6bn of savings Find out more about them here |
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5.00% | £500 / £2m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
- Withdrawals are permitted but are subject to the loss of 180 days of interest
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- Competitive rate from Cambridge, which is the 13th largest building society in the UK looking after over £1.24bn of deposits, and who are one of the few providers to have their own savings app |
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5.00% | £5,000 / £1.5m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs - Split ISA Allowance permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals allowed subject to the loss of 180 days of interest Further additions allowed for up to 30 days after the account is opened |
Wolverhampton based Charter Savings is part of Chartercourt Financial Services, which launched in 2015, and has recently merged with One Savings Bank, which has a combined £16.3bn of savings balances |
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5.10% | £10,000 / £2m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs and Stocks and Shares ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are not permitted but early closure is allowed subject to the loss of 150 days interest. |
Close Bank have been trading since 1878, are a FTSE 250 listed company and look after over £6.4bn of savings You can find out more about them here |
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5.00% | £500 / No max | Branch | Branch |
| - Transfers in accepted from: Cash ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are not permitted but early closure is allowed subject to the loss of 180 days interest. |
Cynergy was formerly known as Bank of Cyprus, which has operated in the UK since 1955, and looks after £1.76bn of savings |
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5.00% | £1,000 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs only - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
No withdrawals are permitted but early closure is allowed subject to the loss of 180 days interest. |
Furness Building Society is based in Barrow-in-Furness and was founded in 1865. It looks after £920m of savers deposits. |
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5.10% | £100 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help To Buy ISAs - Split ISA Allowance not permitted - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. |
Withdrawals can be made subject to the loss of 150 days interest Additions can be made up to 30th November 2023 |
This account has a fixed maturity date of 30th November 2025 Leeds is the 5th largest building society in the UK and looks after £14.5bn of savings. |
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5.06% | £1 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs and Help to Buy ISAs - This ISA is not flexible - Additional permitted ISA subscriptions are not accepted |
Partial withdrawals are not permitted but early closure is subject to loss of 180 days interest Additions and transfers in are only allowed within 30 days of account opening |
Metro has 77 branches across the UK and has been in operation since 2009. It looks after £14.5bn of savings |
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5.00% | £500 / No maximum | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks & Shares ISAs, Lifetime ISAs, Help to buy ISAs - This ISA is flexible and you are able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are permitted subject to the loss of 120 days interest. |
This ISA has a fixed maturity of 15th December 2025 Newcastle is the eighth largest building society in the UK, looking after £3.4bn of savings |
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5.15% | £500 / £500,000 | Branch | Branch |
| - Transfers in accepted from: Cash ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are not permitted but early closure can be made with the loss of 180 days of interest Only one initial deposit or one transfer in is permitted. No further additions are allowed. |
Essex based Saffron, who look after £898m of savings, are one of the top 20 building societies by size in the UK |
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5.11% | £1,000 / £1m | Branch | Branch |
| - Transfers in accepted from: Cash ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals not permitted but early closeure allowed subject to the loss of 180 days of interest Further additions allowed for 30 days after account opening |
Birmingham based Secure Trust Bank look after over £2bn of deposits. Their products tend not to be able for long so move quickly if this rate appeals. Find out more about them here |
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5.00% | £1 / No max | Branch | Branch |
| - Transfers in accepted from: Cash ISAs, Stocks and Shares ISAs, Lifetime ISAs and Help To Buy ISAs - This ISA is not flexible and you are not able to re-deposit withdrawn funds if the re-deposit amount takes you above the maximum annual subscription limit in the tax year. - Additional permitted ISA subscriptions are not accepted |
Withdrawals are permitted with the loss of 120 days interest |
West Brom are the 7th largest building society in the UK and look after £4.182m of deposits |
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5.12% | £1 / £100,000 | Branch | Branch |
| - Transfers in are not permitted - This ISA is flexible
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Withdrawals allowed subject to the loss of 180 days of interest Further additions allowed for up to 30 days after the account is opened |
Zopa started life as a peer to peer lending business in 2005 but became a licensed bank in 2019 and launched their first savings accounts in August 2020. They launched their first ISA accounts in June 2023. You can find out more about them here |