Child Trust Funds

A Child Trust Fund is a long-term tax-free savings account for children born between 1 September 2002 and 2 January 2011.  Children born during these dates were given a £250 voucher, or £500 for those from the poorest families, from the government to help provide a financial kick start in life.  Several thousand children also received a top up payment of £250 or £500 too.

The Funds started maturing in September 2020 but, with covid and the long time which has elapsed, many parents and children may have lost track.  Indeed, it is understood that 40% of parents didn't invest the voucher leading to HMRC doing so on their behalf.

There are several resources available to help children and their parents and we have collated some of them here:

- General info on Child Trust Funds is here

- How to find your Child Trust Fund is here

- The Share Foundation specialises in helping children who were in care when their child trust fund was set up but they will help any person over 16 to find their Child Trust Fund and you can find them here

- All Child Trust Fund providers are listed here


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