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ISA round up - 3rd June

There were new best buys on 2, 3 and 5 Year ISAs and providers jostled for top spot. The rates are only up by one or two basis points but every increase is welcomed by savers! While best buy easy access ISA rates remain in tact, there were several withdrawals and cuts outside the top three and this is likely to continue given the expectation that Base Rate will be cut to 5% on August 1st. We expect a similar week ahead with a few minor movements as providers compete for position. If you are undecided whether to use your ISA allowance in cash or stocks and shares ISAs this tax year, there's a handy guide on Hargreaves Lansdown's website to inform your thinking.

Here's our round up of the best buys and key changes in Individual Savings Accounts:

Easy Access ISA

Chip remain best buy paying 5.10%. The popular money app, whose deposits are protected via Clear Bank, lead the way ahead of Zopa Bank who pay 5.08% - although this includes a bonus of 0.50% for 12 months. Charter Savings Bank are third at 4.97% before a drop to Kent Reliance at 4.86%. Cynergy Bank pay 4.82%, Virgin Money offer 4.76% and Leeds Building Society pay 4.75%.

Notice ISAs

West Brom Building Society are still the best buy with their 60 Day Notice ISA paying 5.10%. Teacher's Building Society are next paying 4.85% for 120 Days with a drop then to Hinckley & Rugby and Mansfield Building Societies - both pay 4.60% for 180 Day Notice, well below easy access best buys.

1 Year ISA

Virgin Money remain best buy at 5.05% - but savers need to have or open a Virgin current account to get this rate. United Trust Bank pay 4.78% following their increase last week, which moves them ahead of Shawbrook, OakNorth and UBL Bank, who all increased last week too. Castle Trust are next at 4.76% and have been joined by Paragon Bank. Charter Savings are up to 4.75% and Aldermore Bank pay 4.72% ahead of a trio at 4.70% - Close Brothers, Kent Reliance and Secure Trust Bank.

2 Year ISA

Shawbrook and OakNorth lead the way paying improved rates of 4.63% with Secure Trust Bank and United Trust Bank also on the move - both up to 4.61%. Paragon also upped their rate - to 4.59% - to move ahead of Aldermore Bank at 4.55%. Zopa, Close Brothers and Ford Money all pay 4.50% with Hodge at 4.45% completing the top 10.

3 Year ISA

Principality Building Society are the new best buy paying 4.42%. They are ahead of a trio at 4.41% - Shawbrook Bank, OakNorth and Secure Trust Bank. Paragon pay an improved 4.35% with Aldermore Bank offering 4.25%. Zopa Bank are at 4.21%. Castle Trust, UBL Bank and Close Brothers are all narrowly behind them at 4.20% completing the top 10.

5 Year ISA

UBL Bank and Principality Building Society share top spot with both paying improved rates of 4.08%. They move ahead of Shawbrook at 4.07% where they have been joined by Secure Trust Bank. Paragon Bank and Close Brothers both pay 4.05% with Zopa Bank's 4.01% the other provider above 4%. West Brom pay 4% with Castle Trust and Hodge paying 3.95% to complete the top 10.

Lifetime ISA

Moneybox pay a best buy 4.40% - but their rate does include a 0.90% bonus for 12 months. Tembo, who have bought Nude Finance, pay 4.30% and had briefly topped the charts before being usurped by Moneybox again. Bath Building Society are at 3.79% ahead of Paragon Bank at 3.51%. Beehive Money are just behind at 3.50%. Skipton Building Society pay 3.25% and Newcastle Building Society are lagging at 3%.

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