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ISA round up - 28th May

There was very little movement on ISA pricing last week with minor movements behind Virgin on 1 Year ISAs and the withdrawal of Secure Trust Bank's ISAs being the main changes. We expect a similarly quiet week ahead as providers are unlikely to make major changes. If you are undecided whether to use your ISA allowance in cash or stocks and shares ISAs this tax year, there's a handy guide on Hargreaves Lansdown's website to inform your thinking.

Here's our round up of the best buys and key changes in Individual Savings Accounts:

Easy Access ISA

Chip remain best buy paying 5.10%. The popular money app, whose deposits are protected via Clear Bank, lead the way ahead of Zopa Bank who pay 5.08% - although this includes a bonus of 0.50% for 12 months. Charter Savings Bank are third at 4.97% before a drop to Family Building Society's Market Tracker ISA, which pays 4.86% - the same rate as Kent Reliance. Cynergy Bank pay 4.82% and Virgin Money offer 4.76% ahead of a cluster of providers at 4.75%.

Notice ISAs

West Brom Building Society are still the best buy with their 60 Day Notice ISA paying 5.10%. Teacher's Building Society are next paying 4.85% for 120 Days with a drop then to Hinckley & Rugby and Mansfield Building Societies - both pay 4.60% for 180 Day Notice, well below easy access best buys.

1 Year ISA

Virgin Money remain best buy at 5.05% - but savers need to have or open a Virgin current account to get this rate. Castle Trust are second paying 4.76% with OakNorth third at 4.75%. Shawbrook pay 4.74%, Charter Savings 4.73% and Aldermore Bank 4.72% in a tightly contested top six. Paragon pay 4.71% ahead of a trio at 4.70% - United Trust Bank, Close Brothers and Kent Reliance.

2 Year ISA

OakNorth lead the way paying a reduced rate of 4.61% with Aldermore Bank next at 4.55% alongside United Trust Bank and Paragon. Zopa, Close Brothers and Ford Money all pay 4.50% with Hodge at 4.45%, Castle Trust Bank, Cynergy and West Brom Building Society are all tied at 4.40%.

3 Year ISA

Shawbrook Bank lead the way paying 4.41% ahead of OakNorth at 4.40% and Paragon at 4.30%. Aldermore Bank pay 4.25% with Zopa Bank down fifth at 4.21%. Castle Trust, UBL Bank and Close Brothers are narrowly behind them at 4.20%. United Trust Bank, Leeds Building Society and Hodge all pay 4.15%.

5 Year ISA

Shawbrook now share the lead with a best buy rate of 4.07% with UBL Bank who improved their rate last week. Close Brothers pay 4.05% with Zopa Bank's 4.01% the only other provider above 4%. Paragon Bank and West Brom both paying 4%. Castle Trust and Hodge pay 3.95% with Gatehouse Bank at 3.90%.

Lifetime ISA

Moneybox pay a best buy 4.40% - but their rate does include a 0.90% bonus for 12 months. Tembo, who have bought Nude Finance, pay 4.30% and had briefly topped the charts before being usurped by Moneybox again. Bath Building Society are at 3.79% ahead of Paragon Bank at 3.51%. Beehive Money are just behind at 3.50%. Skipton Building Society pay 3.25% and Newcastle Building Society are lagging at 3%.

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