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ISA round up - 20th May

There was very little movement on ISA pricing last week with Charter Savings the only mover of note in easy access, notice ISAs seeing several cuts and Aldermore's increase on 1 Year the main move.  UBL move alongside Shawbrook at the summit for 5 Year ISAs but otherwise there is little to report. If you are undecided whether to use your ISA allowance in cash or stocks and shares ISAs this tax year, there's a handy guide on Hargreaves Lansdown's website to inform your thinking.

Here's our round up of the best buys and key changes in Individual Savings Accounts:

Easy Access ISA

Chip remain best buy paying 5.10%. The popular money app, whose deposits are protected via Clear Bank, lead the way ahead of Zopa Bank who pay 5.08% - although this includes a bonus of 0.50% for 12 months. Charter Savings Bank are up to third following their increase to 4.97% on Friday. Paragon Bank are next - their Double Access ISA paying 4.95% - before a drop to Family Building Society's Market Tracker ISA, which pays 4.86%. Kent Reliance pay the same 4.86% rate too. Cynergy Bank pay 4.82% and Virgin Money offer 4.76% ahead of a cluster of providers at 4.75%.

Notice ISAs

West Brom Building Society are still the best buy with their 60 Day Notice ISA paying 5.10%. Teacher's Building Society are next paying a reduced 4.85% for 120 Days with a drop then to Hinckley & Rugby and Mansfield Building Societies - both pay 4.60% for 180 Day Notice, well below easy access best buys.

1 Year ISA

Virgin Money remain best buy at 5.05% - but savers need to have or open a Virgin current account to get this rate. United Trust Bank pay 4.73% in second where they were matched last week by OakNorth and Charter Savings. Aldermore Bank increased to 4.72% and move alongside Shawbrook. Paragon pay 4.71% ahead of four providers at 4.70% - Cynergy, Close Brothers, Kent Reliance and Secure Trust Bank all pay the same rate.

2 Year ISA

OakNorth lead the way paying 4.63% with Secure Trust Bank next paying 4.60%. Aldermore Bank are third at 4.55% alongside United Trust Bank and Paragon. Zopa, Close Brothers and Ford Money all pay 4.50% with Hodge at 4.45% and Castle Trust Bank completing the top ten at 4.40%.

3 Year ISA

Shawbrook Bank lead the way paying 4.41% ahead of OakNorth at 4.40%. Secure Trust Bank are third paying 4.35% with Paragon next at 4.30%. Aldermore Bank pay 4.25% as they increased their rate to knock Zopa Bank down to sixth at 4.21%. Castle Trust, UBL Bank and Close Brothers are narrowly behind them at 4.20%. United Trust Bank, Leeds Building Society and Hodge all pay 4.15%.

5 Year ISA

Shawbrook now share the lead with a best buy rate of 4.07% with UBL Bank who improved their rate last week. Close Brothers and Secure Trust Bank both pay 4.05% with Zopa Bank's 4.01% the only other provider above 4%. Paragon Bank have been joined by West Brom - both paying 4% following the latter's increase last week. Castle Trust and Hodge pay 3.95% with Gatehouse Bank completing the top 10 at 3.90%.

Lifetime ISA

Moneybox pay a best buy 4.40% - but their rate does include a 0.90% bonus for 12 months. Tembo, who have bought Nude Finance, pay 4.30% and had briefly topped the charts before being usurped by Moneybox again. Bath Building Society are at 3.79% ahead of Paragon Bank at 3.51%. Beehive Money are just behind at 3.50%. Skipton Building Society pay 3.25% and Newcastle Building Society are lagging at 3%.

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