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Savings round up - 29th April

It was a much quieter week with easy access rates holding up and little change in notice accounts - bar a one basis point increase to the best buy rate. 1 Year Fixed rates increased although again the headline rate was only up by one basis point. 2 Year rates eased back but Shawbrook moved alongside SmartSave at the summit for 3 and 5 Year Fixed. We expect another smooth week with few changes as the market generally is more settled. Here's our round up of all the best buys and key changes from the savings market from the past week:

Easy Access

Monument lead the way as the sole provider paying above 5% - Monument's 5.01% rate is a straight forward savings account but does have a high (£25,000) minimum balance. Paragon Bank pay 5% via Raisin, as they increased their rate last Monday. Principality Building Society share second - paying 5% too - but the account is restricted to two withdrawals per year. Kent Reliance pay 4.96%, Oxbury Bank offer 4.94% and Charter Savings Bank pay 4.93%. Aldermore Bank's Double Access pays 4.90%Hampshire Trust Bank are also at 4.90% and so our Secure Trust. Leeds Building Society completed the top 10 paying 4.85%

Notice

There is a new best buy as Oxbury launch a new 90 Day Notice paying 5.26%. There's a three way tie for second at 5.25% - Investec pay this for 90 Days, United Trust Bank for 180 Days - although this is a Base Rate tracking account - as do Hinckley & Rugby Building Society for their 180 Day Notice.  QIB Bank pay 5.20% via Raisin and Vanquis pay the same rate - QIB for 95 Days and Vanquis for 120 Day's Notice. Shawbrook are next paying 5.16% for 45 Day's Notice.

Up to 1 Year Fixed

Atom Bank and Allica pay best buy rates of 5.25% with Gatehouse Bank joining the short term market for the first time with a 5.22% 6 Month rate. Hampshire Trust Bank's 5.18% is next alongside Zenith Bank.

Atom Bank lead the way on 9 Months paying 5.15% ahead of Emirates Bank who offer 5.10% on their 9 Month Fixed via Hargreaves Lansdown. They are ahead of Hampshire Trust Bank who pay 5.06% and Kent Reliance who pay 5.03% via Hargreaves Lansdown

Also worthy of note is Emirates 3 Months Fixed at 5.09% on Hargreaves Lansdown.

1 Year Fixed

SmartSave are the new best buy following their increase to 5.18% on Friday and move above Allica Bank at 5.17%. Close Brothers pay 5.16% via Hargreaves Lansdown's Active Savings, and also direct. Birmingham Bank launched their first ever 1 Year Fixed at 5.16% and QIB Bank increased their rate on Raisin to 5.15% - they are alongside Atom Bank who also pay 5.15%. Hampshire Trust Bank pay 5.10%, as do Emirates Bank who pay 5.10% via Hargreaves Lansdown and Al Rayan Bank via Raisin

18 Month Fixed

United Trust Bank lead the way with their 15 Month Fixed paying an improved 5%. Cynergy Bank's 15 Month Bond pays 4.85% with Allica in third offering 4.81%, following their increase late last week. There's a five way tie at 4.80%. Zopa Bank pay 4.80% via Hargreaves Lansdown Active Savings, as do Al Rayan Bank, BLME, Cynergy, Tesco Bank and Union Bank of India.

2 Year Fixed

Hampshire Trust Bank pay a best buy 5.06%RCI Bank are just behind at 5.05% alongside Close Brothers, who pay 5.05% via Hargreaves Lansdown Active Savings and direct. There's a drop to SmartSave at 4.96% and Atom and Union Bank of India who are tied at 4.95%. Zenith Bank and Hodge both pay 4.90% with United Trust Bank's 4.80% completing the top 10.

3 Year Fixed

SmartSave and Shawbrook lead the way - both paying 4.71%. RCI Bank are just behind at 4.70% - alongside Atom Bank, Birmingham Bank and Zenith Bank. Birmingham and Zenith both increased their rate last week. Oxbury and Hodge Bank are tied at 4.66%. Close Brothers pay 4.65% via Hargreaves Lansdown Active Savings and direct as do Hampshire Trust Bank and Al Rayan Bank, who pay 4.65% via Raisin and direct.

4 Year Fixed

isbank, pay a best buy 4.50% via Raisin ahead of Oxbury Bank who pay 4.31% ahead of Zopa Bank and BLME, who both pay 4.30%. UBL pay 4.26% via Raisin. United Trust Bank offer 4.25% and Cynergy complete the top seven at 4.20%.

5 Year Fixed 

SmartSave and Shawbrook lead the way paying 4.57% ahead of Hodge at 4.56%, who also increased last week. They move above Al Rayan Bank, who pay 4.55% via Raisin, and Close Brothers. They are a whisker ahead of Hampshire Trust Bank who offer 4.54%. Shawbrook pay 4.53% and UBL Bank who pay 4.52% via Raisinisbank pay 4.50% via Raisin.

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